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Reasons to be cheerful 2021

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  • NewBoy2NewBoy2 Posts: 1,813

    Reasons to be cheerful 2021


    Two farmers are standing in the yard and one is dressed in a new set of clothes and next to his tractor.

    "Yer Bob why be you be stood in a new suit and by yer tractor ? "

    "Well the wife says i dont pay her no attention and so the Doc said I had to dress up and talk to a tractor "
    Everyone is just trying to be Happy.....So lets help Them.
  • punkdocpunkdoc Posts: 15,039
    As an almost pensioner, I think money is distributed very unfairly. Pensioners on the whole seem to do much better than the young poor.

    How can you lie there and think of England
    When you don't even know who's in the team

    S.Yorkshire/Derbyshire border
  • ObelixxObelixx Posts: 30,090
    Tell that to a pensioner who's worked all their life but don't have a "professional" pension.   State pensions in the UK are very low compared to other "advanced" economies and there's no reason not to maintain levels in line with price increases and average earnings.

    Yes, young people in the UK need help but they always have and governments of both right and left persuasions have consistently failed to address their needs in terms of educational standards, training, apprenticeships, work experience, job opportunities, access to housing and public transport especially in rural and coastal towns.   That should all be addressed too.

    It's much cheaper to help people help themselves than it is to pick up the cost of the waste of talent, opportunity, fulfilment when they get into crime or drugs to help them cope or get depressed and need other support.
    Vendée - 20kms from Atlantic coast.
    "The price good men (and women) pay for indifference to public affairs is to be ruled by evil men (and women)."
    Plato
  • KiliKili Posts: 1,104
    edited July 2021
    Hostafan1 said:
    As I've already said. Poor pensioners need help, Rich pensioners don't. Hopefully the money saved can be used to more fairly distribute monies. 
    It's unsustainable to give all pensioners 8% payrises when virtually nobody else is getting anything like that.

    I'm not sure how the system works in the UK, but if everyone pays into a system through their taxes or social security payments that then makes it a universal system and shouldn't be subject to a wealth check.How does it works there?

    Here where I live to get a full pension you have to pay in for 47 years ( 45 for me as I completed 45 years payments before the increase to 47 years). The pension is then calculated on how many years you paid in. It reduces by 0.50% per month for every month less than 47 years.

    The state pension here is not that great. A single persons pension is £11,500 per year and that's only If you've paid the full 45/47 years, apparently one of the lowest in Europe alongside the UK.

    'The power of accurate observation .... is commonly called cynicism by those that have not got it.

    George Bernard Shaw'

  • DovefromaboveDovefromabove Posts: 88,147
    Hostafan1 said:
    As I've already said. Poor pensioners need help, Rich pensioners don't. Hopefully the money saved can be used to more fairly distribute monies. 
    It's unsustainable to give all pensioners 8% payrises when virtually nobody else is getting anything like that.
    So increase the State Pension, raise the tax threshold but increase the tax rate? 

    Gardening in Central Norfolk on improved gritty moraine over chalk ... free-draining.





  • DovefromaboveDovefromabove Posts: 88,147
    edited July 2021
    Kili said:
    Hostafan1 said:
    As I've already said. Poor pensioners need help, Rich pensioners don't. Hopefully the money saved can be used to more fairly distribute monies. 
    It's unsustainable to give all pensioners 8% payrises when virtually nobody else is getting anything like that.

    I'm not sure how the system works in the UK, but if everyone pays into a system through their taxes or social security payments that then makes it a universal system and shouldn't be subject to a wealth check.How does it works there?

    Here where I live to get a full pension you have to pay in for 47 years ( 45 for me as I completed 45 years payments before the increase to 47 years). The pension is then calculated on how many years you paid in. It reduces by 0.50% per month for every month less than 47 years.

    The state pension here is not that great. A single persons pension is £11,500 per year and that's only If you've paid the full 45/47 years, apparently one of the lowest in Europe alongside the UK.
    How much!?!?!?! 😲

    A single state pension here  for someone who retired pre 2016 is  approx £7,160.

    it works pretty much the same way as yours although I can’t remember how many qualifying years you have to do. 

    Gardening in Central Norfolk on improved gritty moraine over chalk ... free-draining.





  • BenCottoBenCotto Posts: 4,718
    The UK pension is £9340 p.a. for people who retire from now onwards. To get it in full you have to have worked for 35 years; formerly it was 30 years. If, on retirement, you have worked for 20 years you’ll get 20/35ths of the full amount.
    Rutland, England
  • Hostafan1Hostafan1 Posts: 34,889
    Taxation and contributions are not a piggy bank. You don't pay in to get it back. 

    Making rich pensioners richer does not help poor pensioners  out of poverty. 

    My husband left school at 15 and has worked and " paid into the system" ever since. 
    He will be dead before his pension is due to start in 2 years. He'll get nothing back.
    He's been on the waiting list for PIP for over six months already and not had a penny. 
    Devon.
  • punkdocpunkdoc Posts: 15,039
    I won't get a full State Pension, because I didn't contribute for long enough [ retired early, too much time abroad earlier in career ], but I am happy with this. IMO the state pension should be for those that need it, not those who are well off.
    How can you lie there and think of England
    When you don't even know who's in the team

    S.Yorkshire/Derbyshire border
  • steveTusteveTu Posts: 3,219
    But it's all lines isn't it? What's well off - where is that line? Should people use their pension to, say, fund their annual holiday or buy that new car or to eat out or buy those presents or....
    If not, why not?

    UK - South Coast Retirement Campus (East)
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