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Cordyline Tree - house damage?
Hello everyone. We've just moved into a house with a big Cordyline outside - I'm hoping for some advice on the risk of structural damage given its size and proximity to the house.
Should we have it removed? Or is the risk of damage low? I've read a few conflicting posts elsewhere about the root systems so hoping for some knowledge advice here.
The house was vacant for 2 years so the tree is a little out of control. I've already scheduled it's full removal in ten days time but I'm having second thoughts and would prefer to keep it. I'm loathe to remove any tree unless absolutely necessary.
Many thanks.
Should we have it removed? Or is the risk of damage low? I've read a few conflicting posts elsewhere about the root systems so hoping for some knowledge advice here.
The house was vacant for 2 years so the tree is a little out of control. I've already scheduled it's full removal in ten days time but I'm having second thoughts and would prefer to keep it. I'm loathe to remove any tree unless absolutely necessary.
Many thanks.

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That one has so many stems it is blocking light from your house and those ragged dead leaves are not adding to kerb appeal. I have two in my garden and keep them tidy by removing spent foliage lower down so they always look fresh but, once they get to a couple of metres high they'll have to go as the bare stems and strappy tops will be out of scale with the associated planting.
If these are chopped down then they normally resprout from the roots and it's very hard to get the roots out. They can also be cut to any height you like and they tend to vigorously regrow new heads all around the stems, so you could lower it if you wanted.
Although I absolutely see your point about being loathe to remove a tree (or in this case large plant) unless necessary, there are time (in my opinion) that you have to say 'lovely plant, but wrong place'. You could do so much more with that space that would be in keeping with the house and that wouldn't hog the light.
I love your railings, they would make a great inspiration for a front garden.
https://www.jackwallington.com/how-to-prune-a-cordyline-australis/
But, from what you've shared here, it seems unlikely to cause any significant issues and I think we probably just need to think about it from an aesthetic point of view.