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Apple wisdom needed- stress or disease?

We have two espaliered apples, planted as young plants in spring 2018. They arrived later than expected (bare root) and we then had a dry summer. We watered but probably not enough and unsurprisingly they've been slow to establish.
They're coming on in size now, though one is much healthier looking than the other, which until this spring was a bit too close to a neighbour's plum tree (which they've cut down now). However we have still had no blossom on either tree.
The worse off of the two has had aphid and scale insect infestations this year, which I've just removed. However while scraping scale insects today I noticed some strange growths on the trunk- loads on the bad tree, but one on the better one.
Should I be concerned about disease or can I go back to blaming my poor tree husbandry?
Pics in post below.
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I have fed them with some bonemeal... sporadically though 😬
Thanks! I shall go back to blaming myself instead of worrying about viruses 😉