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Insurance

mjonesgardens75mjonesgardens75 Posts: 2
in The potting shed
Hi all, I have worked as a greenkeeper for the last 20 years and just this month I have opted to start my own gardening business. I have been building up clients in the evenings for few years. However now I need to think about insurance! I wondered if anyone has any suggestions about good companies that offer suitable insurance for professional gardeners.... Thanks in advance
Mark

Posts

  • Hostafan1Hostafan1 Posts: 34,889
    google "public liability insurance" and see what pops up. 
    Unless you're doing tree felling / chainsaw work or other high risk stuff, you probably don't need it . 
    Devon.
  • Hampshire_HogHampshire_Hog Posts: 1,089
    If you run it as a business then you are required by law to have liability insurance and I would highly recommend it accidents can/ do happen and people get sued unfortunately people seem to be out for what they can get these days. 

    "You don't stop gardening because you get old, you get old because you stop gardening." - The Hampshire Hog
  • DovefromaboveDovefromabove Posts: 88,147
    NFU Mutual used to be good for that sort of thing. I have no recent experience but I would think they’re worth checking out. 

    Gardening in Central Norfolk on improved gritty moraine over chalk ... free-draining.





  • mjonesgardens75mjonesgardens75 Posts: 2
    Yeah I will need public liability as will be spraying chemicals etc (yes I have the qualifications). I will have a look at nfu. Just seems a lot of the ones I am looking at don't cover me for the chemicals or for tools in the shed. 
    Thanks for the input. 
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