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How should we fund Social Care?

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  • punkdocpunkdoc Posts: 15,039
    Income tax.
    Capital Gains tax at the same rate as your income tax band.
    A tax based on the value of your property.
    Company taxation based on sales in the relevant country.
    Remove the triple lock on pensions.

    A combination of the above would work.
    I would be worse off, but at least it would be fairer.
    How can you lie there and think of England
    When you don't even know who's in the team

    S.Yorkshire/Derbyshire border
  • raisingirlraisingirl Posts: 7,093
    @steveTu The value of a house now can be calculated from its rental value, pretty closely. The problem in Cornwall and to some extent Devon and probably other places is that the 'rental' value is currently nuts, being calculated against a holiday let rather than a shorthold tenancy. If you see houses as tradable assets rather than places to live - as many people do now - this makes sense. It also prices out the people who want to live in the house rather than using it to create an income that pays the debt.
    I think that financial de-regulation is at the heart of the problem. It created the buy to let market which has driven the house price rises up to the last couple of years. The right to buy is also a fundamental problem, because councils don't want to build homes that they will be obliged - by law - to sell off at a discount if the tenant wants to buy it.
    Gardening on the edge of Exmoor, in Devon

    “It's still magic even if you know how it's done.” 
  • Surely the tax on the value of your property is already in situ - Council Tax which rises each year to try and cover the services provided ( or not ) by your local Council.
    You therefore need to re think Council Tax so that households of more than 2 adults which the current system is based on, pay a higher rate proportionately.  Even if you only consider it from the point of view of Rubbish disposal, 2 people do not produce the same amount of rubbish as say, 4 or 6 people. Add on the other services people need and use and the cost goes up but the income remains more or less static relative to the populace.. 
    The additional income for the Council would amount to a fair bit locally - how the Council chooses to spend it is, of course, an entirely different matter.  Even that is unlikely to cover the cost of social care overall but it may make people think ?
    I don't particularly see why those lucky enough to own their own home find it objectionable that their property should not help out in older age. Obviously difficult when a spouse dies and leaves an elderly person on their own. The survivor still needs a home and is not always happy to live with relatives or  downsize and release money from a property sale to help them in their old age. In those cases, Equity Release on a property can give some resolution. Inheriting property and other assets is not a Right - if it happens, great but it shouldn't be assumed that it will happen.
    Whilst the Tories are known for shuddering at the very thought of "Tax Rises", it will have to be done one way or another - hopefully not in a manner which takes from the poorer of the population.
    Perhaps those of us who say we would be happy to pay more in taxes but not required to should consider Crowd Funding for Social Care.  It seems to work worldwide provided it is kept out of the hands of big business and politicians.  Need to be careful tho - anyone know where Captain Tom's millions went and are their accounts to show for it ?


  • We have a local elderly drop in centre funded by Captain Tom's  fund raising in Ipswich,  recently opened 👍
  • We have a local elderly drop in centre funded by Captain Tom's  fund raising in Ipswich,  recently opened 👍
    Well, that's a start then - it's good to know of something "real" taking place given his efforts.  thank you for telling me :)
  • BenCottoBenCotto Posts: 4,718
    @lyn, answering your question, £800 in 1976 = £5900 today.
    Rutland, England
  • The average first time buyer in London needs to find a deposit of £70,000. 

    Gardening in Central Norfolk on improved gritty moraine over chalk ... free-draining.





  • Hostafan1Hostafan1 Posts: 34,889
    The average first time buyer in London needs to find a deposit of £70,000. 
    In a reverse of the 4 Yorkshiremen sketch
    " try telling the old folk that nowadays: they'd just never believe you"
    Devon.
  • @KT53, I said several pages back , fund from general tax but close the loopholes,   the erroneous expenses,  & exemptions. Make corporations pay up on profit made in this country. Make everyone pay a fair share.  
    AB Still learning

  • LynLyn Posts: 23,190
    BenCotto said:
    @lyn, answering your question, £800 in 1976 = £5900 today.
    Thanks Ben, I was trying to work out the ratio of my £800. savings to the price of the house we bought compared to today.  The house cost £14,700.
    Gardening on the wild, windy west side of Dartmoor. 

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